Currency Conversion

Check out how much bartering power you will get for your cash on the currency conversion system below. And to make sure you get to keep the local currency while on your travels check out our Travel Safety page!

Directory | Currency Conversion*

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Changing money abroad

Ensure that you recognise and understand the values of different local banknotes, especially in areas of high inflation. Work out how much you should get before you go anywhere near the change place. Carry a calculator and be seen to use it when you change money, even at official currency change shops. Beware of sleight-of-hand merchants, especially when changing money on the street. Count the money in your hand, and don't allow him/her to recount in his hand!

Using bank cards abroad efficiently

Buy goodies or pay bills [checks] with credit cards when on vacation as they provide insurance as well as delayed repayment but don't draw cash out from ATMs with them [unless it's a new-wave, no-fee card]. Interest starts accruing immediately and bank exchange fees in addition to the ATM fee may be unreasonable.

It's better to buy foreign cash at home from a commission-free provider though, of course when you travel you'll have to carry a fat wad around, so the best solution depends on the security of your holiday destination. If you travel a lot and want to get cash from an ATM do some research on transaction fees and get the lowest fee debit [not credit card] card you can find.

Gap Year travellers might consider also acquiring a prepaid Travel Money Card [aka Currency Card] which can be loaded with any amount of any currency before travelling and then topped up by family or friends while the Gappist is still in the big nowhere.

And of course never pay for anything abroad in your home currency [the exchange rate will be absurd], insist on paying in local currency.

To summarise, buy stuff abroad with a credit card, but try to pay off the balance each month before interest charges blow the wheels off your trolley; get cash from ATMs with a debit card.